In response to those who compare auto insurance to health insurance, I feel the need to educate them. Health insurance is for your own personal use, which you may choose to buy to offset medical cost. Mandated auto insurance, on the other hand, is to protect other people from your mistakes when you drive. If you choose to pay for collision insurance, that option (not mandate) is to help offset your cost for your vehicle from your mistakes behind the wheel.
Remember that driving is a privilege not a right. Along with that privilege is the law that mandates all drivers to have a valid driver’s license, and the minimum auto insurance of personal loss and property damage. If you have an accident that does critical harm to other people, and you do not have the required auto insurance, then not only are you likely to lose everything you (and your family) own, you could end up in prison.
In the future try to compare apples to apples, not apples to bananas. While they are both fruit, they are completely different.